New York physicians, unless they have been on sabbatical, are aware of the rate increases from the admitted carriers writing malpractice insurance coverage in New York.  With a few deviances for some specialties, the New York admitted carriers, such as Physicians’ Reciprocal Insurers and Medical Liability Mutual Insurance Company, increased their rates approximately 4% effective July 1, 2012. This does not come as a big surprise to most.  Also, this increase most likely is not…